Teen & Youth Accounts | IL Child Savings

Get off to a good start

Managing money responsibly doesn't happen magically. It takes practice. And the best time to start is now. Develop good habits that will pay off later in life.

Super Saver Savings (Ages 10 and younger)

Give your children or grandchildren a head start with their money management. You can help them get excited about saving money and earning immediate rewards for their good habits.

Get started today with just $10
No monthly maintenance fees
Earn a stamp for every $10 deposit and grow savings at a competitive rate
Redeem 5 to 40 stamps for prizes ranging from candy to a treasure chest prize
Redeem 50 stamps for a $25 savings deposit (limited to once every 24 months)

There are so many ways children can earn Super Saver Stamps:

Deposit at least $10 (one stamp per day)
Visit a branch during their birthday month
Bring in school awards
Earn an "A" on report cards (one stamp per report card)
Show us Community Service Merit Badges from Cub Scouts, Boy Scouts, Daisies, Brownies or Girl Scouts
Show us rank advancements for Boy/Girl Scouts, karate, etc.
Easter Bunny Day
Santa Day
Super Saver Sammy Day
Other bank community events as they're announced, including our Shredding Events

Next Level Savings (Ages 11 to 17)

Now that you're starting to earn your own money, you can make your savings work a little bit harder for you.

Sign up for Online Banking to track your account's growth, transfer funds, access E-Statements and more (E-Statements are required*)
Download our app to track account activity on your mobile device
Earn gift cards (see details below**)

Available Bonuses**

Earn Two $5 Gift Cards

Download our Mobile Banking app
Sign up for E-Statements
Like us on Instagram and/or Facebook

Once you have completed the following steps above, come into the bank and show one of our Customer Service Representatives to receive two $5 gift cards.

You can also earn $5 gift cards throughout the lifetime of the account. Simply make deposits into the savings account and once the account has accumulated $1,000 in deposits, you are eligible for a $5 gift card. Come into the bank or give us a call and let us know of your accomplishment. (Gift card is limited to one per 12 month cycle. Deposits start accumulating as of their 11th birthday. Prior deposits do not apply toward the $1,000.)

*E-Statement is required for this account. Failure to enroll in E-Statements will result in a $1.50 paper statement fee per month.

**The value of the reward may be reported on IRS Form 1099-MISC, and may be considered taxable income to you.

On the Go Checking (Teens and Young Adults)

Our On the Go Checking keeps pace with your busy life. It's the best account when you're just starting out.

Includes our debit card with graduated spending limits
Up to $10 in ATM fees are waived each statement cycle, allowing you to use other ATMs, even while away at college, without racking up expensive ATM fees*
Use Online Banking to manage your account, pay bills and access E-Statements (E-Statements are required*)
Download our app to use Mobile Banking and Mobile Check Deposit
A chance to earn special bonuses based on specific activity (see available bonuses below)
Earn $10 by referring friends who open accounts at First Bank of Manhattan**

Available Bonuses***

Earn $25 by Doing All of These

Download our Mobile Banking app
Sign up for E-Statements
Like us on Instagram and/or Facebook

~OR~

Earn $50 by Doing All of These

Download our Mobile Banking app
Sign up for E-Statements
Like us on Instagram and/or Facebook
Set up direct deposit through your employer to your First Bank of Manhattan & New Lenox Teen Checking Account

Once you have completed the steps above, visit a branch and show one of our Customer Service Representatives. We'll credit your account on the spot! (Account bonuses of $25 or $50 are limited to one or the other and one time only if conditions are met within 90 days of account opening).

*E-Statement required for this account. Failure to enroll in E-Statements will result in a $1.50 paper statement fee per month. ATM fee waivers and referral bonuses until customer turn 24 years of age.

**The new checking account must remain open and in good standing with a minimum balance of $0.01 until the reward is processed. If the checking account is closed by you or the Bank within 180 days after opening, we reserve the right to deduct the reward amount from the account at the time of closing.

***The value of the cash bonus may be reported on IRS Form 1099, and may be considered taxable income to you.

First Bank of Manhattan & New Lenox are full-service banks with branches in Will County, Illinois.