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Savings, CDs, & IRAs

Building blocks for a better future

Whether you have a short-term goal in mind or you're planning for the distant future, these accounts can help you reach your financial destination.

Contact us to open any of these accounts.

Set up a strong foundation for your finances with a savings account that will grow your money steadily at a competitive rate.
  • $10 minimum to open (keep at least this much in the account to avoid a $1 monthly maintenance fee)
  • Access money at the ATM using your free debit card
  • Sign up for Online Banking to track your account's growth, transfer funds, access E-Statements and more
  • Download our app to track account activity on your mobile device
  • Regular savings accounts receive a monthly statement or you can opt for record keeping with a savings passbook


Gift buying during the holidays shouldn’t be stressful. 

With our Holiday Savings Club account, you can earn interest while you save for the season of giving. Watch your savings grow with weekly, bi-weekly, or monthly transfers that you can set up with our online banking or mobile app.

  • Plan ahead for next year’s holiday expenses.
  • No monthly service fee.
  • Monthly paper statements or eStatements.
  • $2.00 minimum to open.
  • A check for the balance of your Holiday Savings Club account will be mailed to you in mid-October.

Put together a strategy today that can pay off in the future. When you set aside money in a CD or IRA, you can take advantage of long-term growth to maximize your savings.

CDs pay a better interest rate than a passbook savings account, but require you keep your money on deposit for a few months to several years.

An IRA is a great way to save for your retirement. An IRA lets you set aside money each year, with earnings tax-deferred, until withdrawals begin at age 59 1/2 or later.
  • Choose from two CD options with minimum opening balances of $1,000 or $2,500
  • Opt for an IRA with a $500 minimum opening balance
  • Sign up for Online Banking to track your account's growth
Click here for our CD rates.










 
 
 
 
First Bank of Manhattan & New Lenox are full-service banks with branches in Will County, Illinois.